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Office of the Commissioner of Financial Regulation

 

Enforcement Actions and Consent Agreements

 

Enforcement Action and Consent Agreements are available in PDF format, download Adobe Acrobat for free. Any questions regarding the documents may be directed to the Commissioner of Financial Regulation.

Directions to search for a name in the Enforcement Actions and Consent Agreements Chart:

    1. Click on the Edit function at the top of this page or by using your browser.
    2. Next click on the Find (on This Page) in the drop down Edit menu.
    3. Then, type in the name you are trying to find.
    4. Finally, click on Find Next to find everywhere the name may appear on this page.

    (Please Note: Not all case names may appear in the Enforcement Actions and Consent Agreements Chart on this page. However, all names are in the PDF document case name.)

 
Non-Depository Enforcement Actions and Consent Agreements 2014
Date Type of Order Regulated Activity Case Name
8/18/2014 Final Order to Cease and Desist Credit Services Business In the Matter of People's First Financial, Inc., d/b/a PFF, Sunrise Financial; Axis Real Estate, Inc.; Timothy Hutchinson; Trevor Hutchinson; Piers Windebank; Raul Bautista; Ro Lopez; Sharon M. Brown; and Xochitl Mariscal (PDF document, 289KB)
8/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Premier Legal Advocates and Brian Pascal (PDF document, 361KB)
8/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Ideal Holdings, Inc.; JMP Financial Group, LLC; Michael D. Puccio, Heather N. Puccio, Ron Barona (PDF document, 925KB)
7/23/2014 Summary Order to Cease and Desist and Order to Produce Credit Services Business In the Matter of Clear Vision Financial and Daryl Langrine (PDF document, 209KB)
7/23/2014 Summary Order to Cease and Desist and Order to Produce Credit Services Business In the Matter of Joseph A. Gembala, III & Associates, Secure Property Solutions, LLC, Josephy A. Gembala, III, Michael J. Malone, Christopher D. Frisch, Ernesto Raniero (PDF document, 231KB)
7/21/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Elect Group, LLC; Anthony Ferlanti; Emmanuelle Zuccarelli; Kristen Verdi (DFR-EU-2009-049) (PDF document, 216KB)
7/23/2014  Final Order Mortgage Loan Originating, Mortgage Lending In the Matter of Washington Nationwide Mortgage Corporation and Alamezie E. Ojiaku (PDF document, 870KB)
7/21/2014  Final Order to Cease and Desist  Collection Agency  In the Matter of Henderson Weinstein & Associates and Leon H. Martin III (PDF document, 411KB)
7/2/2014  Final Order to Cease and Desist  Credit Services Business  In the Matter of Home Relief Services, Inc.; the Law Offices of Christopher Diener and Associates, LLC, a/k/a the Diener Law Firm; Christopher Diener; Johnny Linderman (PDF document, 1.4MB)
7/1/2014  Final Order to Cease and Desist  Credit Services Business  In the Matter of The Rigley Group, Inc., G. Darrell Ridgley and Phil Locke (PDF document, 1.4MB)
7/1/2014  Final Order to Cease and Desist  Credit Services Business  In the Matter of Hardship Solution and Daryl Langrine (PDF document, 1.2MB)
6/27/2014  Final Order to Cease and Desist   Credit Services Business In the Matter of First Financial Of Pennsylvania, Inc. and Shawn M. Guido (PDF document, 1.2MB)
6/27/2014 Final Order to Cease and Desist  Collection Agency  In the Matter of Chandler, McNair & Associates, LLC a/k/a CMA, LLC, Cecil McNair, and Auburn Chandler (PDF document, 1.2MB)
6/26/2014  Summary Order to Cease and Desist and Summary Suspension of Respondent’s Maryland Mortgage Originator License  Mortgage Loan Originating  In the Matter of Sean Patrick McCarthy (PDF document, 1.1MB)
6/25/2014 Final Order to Cease and Desist  Consumer Lending, Collection Agency  In the Matter of Archway Holdings Group, LLC (PDF document, 1.3MB)
6/25/2014 Final Order to Cease and Desist Credit Services Business  In the Matter of Alliance Marketing Services, LLC, a/k/a Alliance Marketing a/k/a AMS, LLC a/k/a AMS & Associates, Mae Global Enterprises, LLS a/k/a MGE, LLC, Mary Ann Manuel, Hector A. Vargas, and Marie. L. Aquino (PDF document, 1.6MB)
6/23/2014  Amended Final Order to Cease and Desist  Consumer Lending  In the Matter of MMG Holdings LLC, a/k/a Holiday Group, LLC, a/k/a Memphis Marketing Group, LLC, Julie A. Zanone a/k/a Julie A. Johnson, Stephen M. Zanone, Andrew Johnson and Justin A. Johnson (PDF document, 93KB)
6/19/2011 Consumer Lending, MD Collection Agency, Mortgage Lending Consent Order and Judgment IIn the Matter of Western Sky Financial, LLC, CashCall, Inc.; WS Funding, LLC; Delbert Services Corporation; John Paul Reddam; Western Sky Financial, LLC, a/k/a Western Sky, a/k/a westernsky.com; Great Sky Finance, LLC, a/k/a Great Sky Finance, a/k/a GS Finance, a/k/a GSKY, d/b/a Great Sky Cash (a/k/a greatskycash.com); PayDay Financial, LLC, d/b/a Lakota Cash, LLC, a/k/a Lakota Cash, a/k/a lakotacash.com, d/b/a Big Sky Cash, a/k/a bigskycash.com, a/k/a Big $ky Cash ("PayDay Financial"); Red Stone Financial, LLC; Red River Ventures, LLC; Management Systems, LLC ; and Martin Webb (PDF document, 3.1MB)
6/17/2014  Final Order  Credit Services Business, Mortgage Loan Originating, Mortgage Brokering, Mortgage Lending  In the Matter of Prestige Financial Services a/k/a Prestige Financial Centre d/b/a My Right Rate, David E. Arellanez, Joseph Sanchez, and Kevin Friedman (PDF document, 1.4MB) 
6/11/2014  Settlement Agreement and Consent Order  Mortgage Servicing  In the Matter of Ocwen Financial Corporation and Ocwen Loan Servicing, LLC  (PDF document, 1.1MB)
6/9/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Patriot Mortgage Solutions, LLC, L.N. Loan Servicing and Mike Mardaresco (PDF document, 1.2MB)
6/9/2014 Final Order to Cease and Desist  Consumer Lending, Collection Agency  In the Matter of Atlas Mediation, LLC d/b/a Joseph & Associates, and Kashanda Jackson a/k/a Kashanda T. Brock (PDF document, 1.2MB)
6/2/2014  Final Order to Cease and Desist  Credit Services Business In the Matter of National Freedom Group and Phillip Woods (PDF document, 505KB)
6/2/2014  Final Order to Cease and Desist Credit Services Business In the Matter of National Modification Center, LLC, Zepyor Parseghian, and Walid “Will” Farooqi (PDF document, 725KB)
5/30/2014 Implementation Agreement/
Final Order
Consumer Lending, Collection Agency In the Matter of MyCashNow, Inc. d/b/a Mycashnow.com, Paydaymax LD. d/b/a Paydaymax.com, DiscountAdvances.com a/k/a IGOTIT.COM, INC, Credit Payment Services, Inc., Credit Protection Depot, Inc. and Carey Brown (PDF document, 2.2MB)
5/28/2014 Final Order to Cease and Desist Credit Services Business In the Matter of United Financial Resources, LLC and William Wayland (PDF document, 2MB)
5/27/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Alliance Mortgage Protection, LLC a/k/a Save your Home Mortgage Protection, LLC and Adolfo Tito Vazquez (PDF document, 1.5MB)
5/20/2014 Final Order to Cease and Desist Credit Services Business In the Matter of American Home Saver Solutions, LLC, USHSS, LLC, Debt Freedom USA, LLC, Home American Solutions, LLC, Curt S. Mohammed, Wilson Hernandez, Rene De Leon, Rene Zelaya, John Kenworthy and Sergio David Lopez (PDF document, 663KB)
5/20/2014 Settlement Agreement Collection Agency In the Matter of The Management Group Associates, Inc. (PDF document, 656KB)
5/7/2014 Summary Order to Cease and Desist Credit Services Business In the Matter of William D. Goodrich, Attorney at Law a/k/a WDG, Attorney at Law and William D. Goodrich d/b/a The Apex Solution (PDF document, 1.7MB)
5/7/2014 Summary Order to Cease and Desist Credit Services Business In the Matter of Diversified Real Estate Consultants, LLC, Diversified Real Estate Associates Management, Equity Recovery Services, Daniel J. De Pasquale and Jason M. Denikos (PDF document, 1.5MB)
4/10/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Help Modify Now, Inc. a/k/a Help Modify Now Debt Solutions, Inc., Larry Gunter, Rick Carter, Kathie Gauthier, Kehau Jones and Chas Bain (PDF document, 465KB)
4/10/2014 Final Order Credit Services Business In the Matter of Mauricio Rivera (PDF document, 868KB)
4/4/2014 Summary Order to Cease and Desist and Order To Produce Collection Agency In the Matter of Edison Patrick & Associates, Inc, Timmy D. Jowers and Dewane Clark (PDF document, 1.4MB)
3/25/2014 Summary Order to Cease and Desist Credit Services Business In the Matter of AA US Enterprises, LLC and Wanda E. Medina (PDF document, 1.2MB)
3/4/2014 Final Order to Cease and Desist Collection Agency In the Matter of Vision Credit Solutions, LLC, d/b/a VCS and Associates, and James P Belstadt (PDF document, 1.2MB)
3/4/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Premiere Financial Center and Serj Badrik Geutssoyan (PDF document, 1.2MB)
3/4/2014 Final Order to Cease and Desist Mortgage Lending, Mortgage Brokering, Mortgage Loan Originating In the Matter of ATT Mortgage Company, Steve Chung, Chu Wang, Shao-Liang Chung, and Lirong Shi (PDF document, 335KB)
3/4/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Home Retention Solutions & Management, LLC, David McGinnis, Jeffrey Shurtleff, Kortney Taylor, Jarred Harris and Matthew Cain (PDF document, 1.2MB)
3/4/2014 Summary Order to Cease and Desist and Order to Produce Collection Agency In the D.H. Rosenburg & Associates, LLC, and Desmond Humphries (PDF document, 1.6MB)
 
 
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