Skip to Main Content

Enforcement Actions - Financial Regulation

Enforcement actions are available below in Portable Document Format (PDF) for calendar years 2011 to the present (download Adobe Acrobat for free).

NOTE: To Search for an enforcement action for a specific individual or business entity, please enter the individual or business entity's name in the search field on the page that opens when you click on this link.

For Non-Depository Enforcement Actions:

If you wish to obtain a PDF copy of a non-depository enforcement action prior to calendar year 2011, please send an e-mail to legaladmin.dllr@maryland.gov. Any additional questions regarding a non-depository enforcement action listed below may be directed to legaladmin.dllr@maryland.gov.

NOTE: All respondents' names associated with a specific enforcement action may not appear in the chart on this page, however, all respondents' names are listed in the corresponding PDF order.

For Depository Enforcement Actions:

If you wish to obtain a PDF copy of a depository enforcement action prior to calendar year 2011, please send an e-mail to Deputy Commissioner Teresa Louro. Any additional questions regarding a depository enforcement action listed below may be directed to Deputy Commissioner Teresa Louro.

NOTE: Depository enforcement actions include actions against trust companies.

Non-Depository Enforcement Actions 2014
Date Type of Order Regulated Activity Case Name
12/17/2014 Final Order to Cease and Desist Credit Services Business In the Matter of American Home Rescue Bureau, LLC, Jonathan Z. Rubin, Diane M. Mocion, Rita Foster and Vanessa Strickland Moise (PDF)
12/11/2014 Final Order to Cease and Desist and Order To Produce Collection Agency In the Matter of Edison Patrick & Associates, Inc, Timmy D. Jowers and Dewayne Clark (PDF)
12/11/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Clear Vision Financial and Daryl Langrine (PDF)
11/7/2014 Settlement Agreement and Consent Order Mortgage Loan Originating In the Matter of Sean Patrick McCarthy (PDF)
10/28/2014 Summary Order to Cease and Desist and Order to Produce Credit Services Business In the Matter of Top Legal Advocates, P.C., A to Z Marketing, Inc. d/b/a Client Services, Jeffery A. Lewiston, Ratan Baid, William H. Goodrich, and John Leyva (PDF)
8/18/2014 Final Order to Cease and Desist Credit Services Business In the Matter of People's First Financial, Inc., d/b/a PFF, Sunrise Financial; Axis Real Estate, Inc.; Timothy Hutchinson; Trevor Hutchinson; Piers Windebank; Raul Bautista; Ro Lopez; Sharon M. Brown; and Xochitl Mariscal (PDF)
8/5/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Premier Legal Advocates and Brian Pascal (PDF)
8/5/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Ideal Holdings, Inc.; JMP Financial Group, LLC; Michael D. Puccio, Heather N. Puccio, Ron Barona (PDF)
7/23/2014  Final Order Mortgage Loan Originating, Mortgage Lending In the Matter of Washington Nationwide Mortgage Corporation and Alamezie E. Ojiaku (PDF)
7/21/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Elect Group, LLC; Anthony Ferlanti; Emmanuelle Zuccarelli; Kristen Verdi (DFR-EU-2009-049) (PDF)
7/21/2014  Final Order to Cease and Desist  Collection Agency  In the Matter of Henderson Weinstein & Associates and Leon H. Martin III (PDF)
7/2/2014  Final Order to Cease and Desist  Credit Services Business  In the Matter of Home Relief Services, Inc.; the Law Offices of Christopher Diener and Associates, LLC, a/k/a the Diener Law Firm; Christopher Diener; Johnny Linderman (PDF)
7/1/2014  Final Order to Cease and Desist  Credit Services Business  In the Matter of The Rigley Group, Inc., G. Darrell Ridgley and Phil Locke (PDF)
7/1/2014  Final Order to Cease and Desist  Credit Services Business  In the Matter of Hardship Solution and Daryl Langrine (PDF)
6/27/2014  Final Order to Cease and Desist   Credit Services Business In the Matter of First Financial Of Pennsylvania, Inc. and Shawn M. Guido (PDF)
6/27/2014 Final Order to Cease and Desist  Collection Agency  In the Matter of Chandler, McNair & Associates, LLC a/k/a CMA, LLC, Cecil McNair, and Auburn Chandler (PDF)
6/25/2014 Final Order to Cease and Desist  Consumer Lending, Collection Agency  In the Matter of Archway Holdings Group, LLC (PDF)
6/25/2014 Final Order to Cease and Desist Credit Services Business  In the Matter of Alliance Marketing Services, LLC, a/k/a Alliance Marketing a/k/a AMS, LLC a/k/a AMS & Associates, Mae Global Enterprises, LLS a/k/a MGE, LLC, Mary Ann Manuel, Hector A. Vargas, and Marie. L. Aquino (PDF)
6/23/2014  Amended Final Order to Cease and Desist  Consumer Lending  In the Matter of MMG Holdings LLC, a/k/a Holiday Group, LLC, a/k/a Memphis Marketing Group, LLC, Julie A. Zanone a/k/a Julie A. Johnson, Stephen M. Zanone, Andrew Johnson and Justin A. Johnson (PDF)
6/19/2011 Consumer Lending, MD Collection Agency, Mortgage Lending Consent Order and Judgment IIn the Matter of Western Sky Financial, LLC, CashCall, Inc.; WS Funding, LLC; Delbert Services Corporation; John Paul Reddam; Western Sky Financial, LLC, a/k/a Western Sky, a/k/a westernsky.com; Great Sky Finance, LLC, a/k/a Great Sky Finance, a/k/a GS Finance, a/k/a GSKY, d/b/a Great Sky Cash (a/k/a greatskycash.com); PayDay Financial, LLC, d/b/a Lakota Cash, LLC, a/k/a Lakota Cash, a/k/a lakotacash.com, d/b/a Big Sky Cash, a/k/a bigskycash.com, a/k/a Big $ky Cash ("PayDay Financial"); Red Stone Financial, LLC; Red River Ventures, LLC; Management Systems, LLC ; and Martin Webb (PDF)
6/17/2014  Final Order  Credit Services Business, Mortgage Loan Originating, Mortgage Brokering, Mortgage Lending  In the Matter of Prestige Financial Services a/k/a Prestige Financial Centre d/b/a My Right Rate, David E. Arellanez, Joseph Sanchez, and Kevin Friedman (PDF
6/11/2014  Settlement Agreement and Consent Order  Mortgage Servicing  In the Matter of Ocwen Financial Corporation and Ocwen Loan Servicing, LLC  (PDF)
6/9/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Patriot Mortgage Solutions, LLC, L.N. Loan Servicing and Mike Mardaresco (PDF)
6/9/2014 Final Order to Cease and Desist  Consumer Lending, Collection Agency  In the Matter of Atlas Mediation, LLC d/b/a Joseph & Associates, and Kashanda Jackson a/k/a Kashanda T. Brock (PDF)
6/2/2014  Final Order to Cease and Desist  Credit Services Business In the Matter of National Freedom Group and Phillip Woods (PDF)
6/2/2014  Final Order to Cease and Desist Credit Services Business In the Matter of National Modification Center, LLC, Zepyor Parseghian, and Walid “Will” Farooqi (PDF)
5/30/2014 Implementation Agreement/
Final Order
Consumer Lending, Collection Agency In the Matter of MyCashNow, Inc. d/b/a Mycashnow.com, Paydaymax LD. d/b/a Paydaymax.com, DiscountAdvances.com a/k/a IGOTIT.COM, INC, Credit Payment Services, Inc., Credit Protection Depot, Inc. and Carey Brown (PDF)
5/28/2014 Final Order to Cease and Desist Credit Services Business In the Matter of United Financial Resources, LLC and William Wayland (PDF)
5/27/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Alliance Mortgage Protection, LLC a/k/a Save your Home Mortgage Protection, LLC and Adolfo Tito Vazquez (PDF)
5/20/2014 Final Order to Cease and Desist Credit Services Business In the Matter of American Home Saver Solutions, LLC, USHSS, LLC, Debt Freedom USA, LLC, Home American Solutions, LLC, Curt S. Mohammed, Wilson Hernandez, Rene De Leon, Rene Zelaya, John Kenworthy and Sergio David Lopez (PDF)
5/20/2014 Settlement Agreement Collection Agency In the Matter of The Management Group Associates, Inc. (PDF)
4/10/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Help Modify Now, Inc. a/k/a Help Modify Now Debt Solutions, Inc., Larry Gunter, Rick Carter, Kathie Gauthier, Kehau Jones and Chas Bain (PDF)
4/10/2014 Final Order Credit Services Business In the Matter of Mauricio Rivera (PDF)
3/4/2014 Final Order to Cease and Desist Collection Agency In the Matter of Vision Credit Solutions, LLC, d/b/a VCS and Associates, and James P Belstadt(PDF)
3/4/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Premiere Financial Center and Serj Badrik Geutssoyan (PDF)
3/4/2014 Final Order to Cease and Desist Mortgage Lending, Mortgage Brokering, Mortgage Loan Originating In the Matter of ATT Mortgage Company, Steve Chung, Chu Wang, Shao-Liang Chung, and Lirong Shi (PDF)
3/4/2014 Final Order to Cease and Desist Credit Services Business In the Matter of Home Retention Solutions & Management, LLC, David McGinnis, Jeffrey Shurtleff, Kortney Taylor, Jarred Harris and Matthew Cain (PDF)
3/4/2014 Summary Order to Cease and Desist and Order to Produce Collection Agency In the D.H. Rosenburg & Associates, LLC, and Desmond Humphries (PDF)