Office of the Commissioner of Financial Regulation

 

Enforcement Actions

 

Enforcement actions are available below in Portable Document Format (PDF) for calendar years 2011 to the present (download Adobe Acrobat for free).

NOTE: To Search for an enforcement action for a specific individual or business entity, please enter the individual or business entity’s name in the search field on the page that opens when you click on this link.
 

For Non-Depository Enforcement Actions:

If you wish to obtain a PDF copy of a non-depository enforcement action prior to calendar year 2011, please send an e-mail to legaladmin.dllr@maryland.gov. Any additional questions regarding a non-depository enforcement action listed below may be directed to legaladmin.dllr@maryland.gov.

NOTE: All respondents’ names associated with a specific enforcement action may not appear in the chart on this page, however, all respondents’ names are listed in the corresponding PDF order.
 

For Depository Enforcement Actions:

If you wish to obtain a PDF copy of a depository enforcement action prior to calendar year 2011, please send an e-mail to Acting Deputy Commissioner Teresa Louro. Any additional questions regarding a depository enforcement action listed below may be directed to Acting Deputy Commissioner Teresa Louro.

NOTE: Depository enforcement actions include actions against trust companies.

 
Non-Depository Enforcement Actions 2011
Date Type of Order Regulated Activity Case Name
12/21/2011 Opinion and Final Order Mortgage Lending In the Matter of Michael Emery Link (PDF, 453KB)
11/21/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Savemtg.com, LLC, and Robert Butler (PDF, 649KB)
10/31/2011 Final Order to Cease and Desist and Revocation of Mortgage Lender License Mortgage Lending In the Matter of Your Mortgage Lender (PDF, 687KB)
10/27/2011 Final Order Mortgage Lending In the Matter of Meredian Financial Corporation (PDF, 131KB)
10/26/2011 Final Order Mortgage Lending In the Matter of Hollander Financial Holding, Inc. (PDF, 155KB)
10/11/2011 Final Order Consumer Lending, Mortgage Lending The Onyx Group, Inc., et al. (PDF, 1MB)
10/4/2011 Settlement Agreement and Consent Order Collection Agency In the Matter of: Credit Service, LLC and J. Scott Morse (PDF , 1.4MB)
9/26/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Law Offices of B. Diego Hellewell, LLC and Benjamin Diego Hellewell (PDF, 448KB)
9/9/2011 Final Order Credit Services Business In the Matter of First Universal, LLC - Maryland; a/k/a First Universal Workout Solutions; Lending Partners; Feingold & Kam, LLC; David Feingold; David Zausner; Sean Zausner; and Gary J. Linowes (PDF, 1.4MB)
9/8/2011 Final Order to Cease and Desist Credit Services Business In the Matter of State Law Group, All State Law Group a/k/a Allstate Law Group, Consult Marketing Group, Inc. (PDF, 225KB)
9/9/2011 Settlement Agreement and Consent Order Collection Agency In the Matter of Sunshine Financial Group, LLC, and J. Scott Morse (PDF , 1.2MB)
9/8/2011 Final Order to Cease and Desist Credit Services Business In the Matter of State Law Group, All State Law Group a/k/a Allstate Law Group, Consult Marketing Group, Inc. (PDF, 225KB)
8/29/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Loan Secure, Inc., Pope Mortgage and Associates, L.L.C., George Davis, Patrick Davis, Paul Pope, and Roman M. Gonzalez, Esquire (PDF, 465KB)
8/18/2011 Order Vacating Final Order to Cease and Desist as to Certain Respondents Credit Services Business In the Matter of Craig M. Laverty, Esquire d/b/a The Law Offices of Craig M. Laverty d/b/a The Laverty Law Firm, Solution Processing, LLC, Legal Loan Bailout, Legal Loan Settlement, LLC, Gary Di Girolamo, Rachel Tyler, Erica Hawley, Joe Nicholson, Nancy Torres, Mike Zivkovic, and Rajesh Manghani (PDF, 49KB)
7/19/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Nation's Choice Financial Solutions, LLC, James P. Adorna, and Michael J. Harper (PDF, 535KB)
7/18/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Pacific Federal Title Associates, Inc. a/k/a Pacific Federal Title Associates, Jessica Lovette, Igwuade Okojie, Karen Tappert, and Walter W. Brown (PDF, 382KB)
7/15/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Rapid Mortgage Solutions, LLC, and James R. Cole, Jr. (PDF, 204KB)
6/30/2011 Final Order to Cease and Desist Mortgage Lending In the Matter of Meredian Financial Corporation (PDF, 150KB)
6/30/2011 Settlement Agreement Collection Agency In the Matter of Smith Haynes & Watson, LLC (PDF, 682KB)
6/27/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Nabile John Anz d/b/a Federal Loan Modification Law Center, LLP, d/b/a Federal Loan Modification Law Center d/b/a FLM Law Center, LLP, d/b/a FLM Law Center d/b/a Federal Loan Modification, LLP d/b/a Federal Loan Modification, American Law Firm Management, Inc., and Anz & Associates, a Professional Law Corporation (PDF, 513KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of U.S. Mitigators, LLC, Jarod F. Grob, Kenneth A. O’Connor, and Tom J. Palarino (PDF, 419KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Jackson Federal Mortgage Corporation d/b/a Jackson Federal Foreclosure Relief d/b/a Jackson Federal, Larry L. Smith, and Dan Chasse (PDF, 497KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Craig M. Laverty, Esquire d/b/a The Law Offices of Craig M. Laverty d/b/a The Laverty Law Firm, Solution Processing, LLC, Legal Loan Bailout, Legal Loan Settlement, LLC, Gary Di Girolamo, Rachel Tyler, Erica Hawley, Joe Nicholson, Nancy Torres, Mike Zivkovic, and Rajesh Manghani (PDF, 665KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In The Matter of The USMAC Law Group, A Professional Corporation, Mary Guenther, Ed Stansbury, Amber Leonard, Corinne Collins, and Daniel Thomas Moder (PDF, 390KB)
6/9/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Prodigy Law Group, Inc., Anthony Williams, Bryan Souza, Jeana Esposito, Todd Eyster, and Gary Patton (PDF, 448KB)
5/4/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Loan Modification Group (PDF, 416KB)
4/6/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Homesave America (PDF, 379KB)
3/31/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Sanya Freeman (PDF, 316KB)
2/21/2011 Final Order Credit Services Business In the Matter of The Shmuckler Group, LLC and Howard R. Shmuckler (PDF, 3.2MB)
2/16/2011 Final Order to Cease and Desist Mortgage Lending, Mortgage Origination, Credit Services Business In the Matter of Johnson Olawoyin (PDF, 930KB)
2/2/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Dodd & Associates, Ltd., d/b/a A-1 Credit, and John W. Dodd (PDF, 508KB)
1/27/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Truman Foreclosure Assistance, LLC, Truman Foreclosure Defense, LLC, Truman Mitigation Services, LLC, Truman Modification Services Inc, Franklin Financial Group US LLC, Franklin Financial Group USA, LLC, Franklin Debt Settlement, LLC, Eli Hertz, Benzion Jack Itzkowitz a/k/a Jack Itzkowitz, Richard Zafrani a/k/a Rick Zafrani, and Michael M. Cooper (PDF, 465KB)
1/21/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Resolution Mortgage Group, Loan Review Inc., Gary Deblaquiere, and Jason K. Moulton (PDF, 459KB)
1/11/2011 Settlement Agreement and Consent Order Debt Management Services In the Matter of National Foundation for Debt Management, Inc. (PDF, 208KB)
1/6/2011 Final Order to Cease and Desist Credit Services Business In the Matter of National Relief Group, Inc. and Brian J. Pacios (PDF, 452KB)
1/4/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Johnston, Mayer & Associates, Mark Stevens, and Eric Stevens (PDF, 659KB)
 
 
 Consumer Advisories  Inquiries and Complaints  Find Someone Who is Licensed
 Mortgage and Foreclosure Information  Enforcement Actions and Consent Orders  Free Credit Report
 Frequently Asked Questions  Publications