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Enforcement Actions - Financial Regulation

Enforcement actions are available in Portable Document Format (PDF) for calendar years 2011 to the present (download Adobe Acrobat for free).

If you wish to obtain a copy of an enforcement action for which a PDF is not available or need other assistance, please send an e-mail to legaladmin.dllr@maryland.gov (for non-depository activities) or to Deputy Commissioner Teresa Louro (for depository or state-chartered activities).

NOTE: To Search for an enforcement action for a specific individual or business entity, please enter the individual or business entity's name in the search field on the page that opens when you click on this link.

Enforcement Actions 2019
Date Type of Order Regulated Activity Case Name
12/16/2019 Final Order Mortgage Assistance Relief Services IN THE MATTER OF MELROSE LEGAL SERVICES and DUSTIN RANDALL MENDOZA (PDF)
9/27/2019 Order Terminating Consent Order Banking In the Matter of Maryland Financial Bank, Baltimore, Towson, Maryland (PDF)
8/23/2019 Consent Order and Settlement Agreement Collection Agency IN THE MATTER OF ENCORE CAPITAL GROUP, INC., MIDLAND CREDIT MANAGEMENT, INC., MRC RECEIVABLES CORPORATION, MIDLAND FUNDING LLC, MIDLAND FUNDING NCC-2 CORPORATION (PDF)
7/24/2019 Consent Order and Agreement Mortgage Lending IN THE MATTER OF SUN WEST MORTGAGE COMPANY, INC (PDF)
7/19/2019 Final Order Mortgage Assistance Relief Services IN THE MATTER OF TITAN ADVICE CENTER, INC., TITAN ACCOUNTING CO., and JUAN CARLOS HERNANDEZ, JR. (PDF)
7/16/2019 Final Order Credit Services Business IN THE MATTER OF PAULA RUSSELL MEDLEY (PDF)
6/19/2019 Order for Civil Penalties and Monetary Award Credit Services Business IN THE MATTER OF SHARPER FINANCIAL CONSULTING, LLC and CHONIE SHARPER (PDF)
6/17/2019 Final Order Mortgage Assistance Relief Services IN THE MATTER OF PRIME ASSISTANCE TEAM, INC. d/b/a PRIME ASSISTANCE TEAM, and CLARA ADELE BATES (PDF)
6/12/2019 Order for Civil Penalties and Refunds Consumer Lending IN THE MATTER OF FUTURE INCOME PAYMENTS, LLC f/k/a PENSIONS, ANNUITIES AND SETTLEMENTS, LLC, a/k/a FUTURE INCOME PAYMENTS LLC, a/k/a FUTURE INCOME PAYMENTS, a/k/a FIP LLC, a/k/a FIP, LLC, a/k/a FIP, a/k/a CASH FLOW OUTSOURCING SERVICES INC., a/k/a CASH FLOW INVESTMENT PARTNERS, LLC, a/k/a BUYSELLANNUITY INC., a/k/a PENSION ADVA NCE LLC, also d/b/a PENSIONS, ANNUITIES AND SETTLEMENTS, d/b/a PAS, d/b/a LUMPSUM PENSION PURCHASE, FIP LLC a/k/a FIP, LLC, a/k/a FUTURE INCOME PAYMENTS, LLC, a/k/a FIP,a/k/a CASH FLOW OUTSOURCING SERVICES INC., a/k/a CASH FLOW INVESTMENT PARTNERS, LLC, a/k/a BUYSELLANNUITY INC., a/k/a PENSION ADVANCE LLC,CASH FLOW OUTSOURCING SERVICES INC. a/k/a FIP LLC, a/k/a FUTURE INCOME PAYMENTS, LLC, a/k/a FIP, CASH FLOW INVESTMENT PARTNERS, LLC f/k/a SUNLIFE FUNDING, LLC, a/k/a CASH FLOW INVESTMENT PARTNERS LLC, a/k/a CASH FLOW INVESTMENT PARTNERS, a/k/a FUTURE INCOME PAYMENTS, LLC, a/k/a FIP LLC, a/k/a FIP, BUYSELLANNUITY INC. a/k/a FUTU RE INCOME PAYMENTS, LLC, a/k/a FTP LLC, a/k/a FIP, BUYSELLANNUITY INC. a/k/a FUTURE INCOME PAYMENTS, LLC, a/k/a FTP LLC, a/k/a FIP, PENSION ADVANCE LLC a/k/a FUTURE INCOME PAYMENTS, LLC, a/k/a FIP LLC, a/k/a FIP, SCOTT A. KOHN, Individually, and d/b/a PENSIONS, ANNUITIES AND SETTLEMENTS, LLC, d/b/a FUTURE INCOME PAYMENTS, LLC, d/b/a FIP LLC, d/b/a FIP, d/b/a CASH FLOW OUTSOURCING SERVICES INC., d/b/a CASH FLOW INVESTMENT PARTNERS, LLC, d/b/a BUYSELLANNUITY INC., d/b/a PENSION ADVANCE LLC And GLORILYN CUSI, Individually, and d/b/a PENSIONS, ANNUITIES AND SETTLEMENTS, LLC, d/b/a FUTURE INCOME PAYMENTS, LLC, d/b/a FIP LLC, d/b/a FIP, d/b/a CASH FLO'V OUTSOURCING SERVICESINC., d/b/a CASH FLOW INVESTMENT PARTNERS, LLC d/b/a BUYSELLANNUITY INC., d/b/a PENSION ADVANCE LLC (PDF)
6/12/2019 Order for Civil Penalties and Refunds Consumer Lending IN THE MATTER OF DFIN SOLUTIONS, LTD and EASY DIRECT SOLUTIONS (PDF)
6/11/2019 Final Order Sales Finance IN THE MATTER OF PELICAN AUTO FINANCE, LLC (PDF)
6/11/2019 Final Order Sales Finance IN THE MATTER OF SKOPOS AUTO RECEIVABLES TRUST 2015-1 (PDF)
6/11/2019 Final Order Credit Services Business IN THE MATTER OF WAR CREDIT LAB, LLC (PDF)
6/5/2019 Final Order Check Cashers IN THE MATTER OF LA ESPERANZA GROCERY #2, LLC (PDF)
6/5/2019 Final Order Check Cashers IN THE MATTER OF LA ESPERANZA GROCERY, CORP. (PDF)
5/22/2019 Consent Order and Settlement Agreement Mortgage Lending IN THE MATTER OF ALLIANT CREDIT UNION (PDF)
5/13/2019 Agreement and Consent Order Credit Reporting Agency IN THE MATTER OF EQUIFAX INC., EQUIFAX INFORMATION SERVICES LLC, and EQUIFAX CONSUMER SERVICES, LLC (PDF)
4/29/2019 Consent Order to Cease and Desist Mortgage Assistance Relief Services IN THE MATTER OF ARONOW LAW, CORP. d/b/a ARONOW LAW. P.C. d/b/a ARONOW LAW, PC and DARREN ARONOW (PDF)
2/19/2019 Final Order Credit Services Business IN THE MATTER OF SHARPER FINANCIAL CONSULTING, LLC and CHONIE SHARPER (PDF)
2/14/2019 Final Order Mortgage Assistance Relief Services IN THE MATTER OF DISTRESSED MORTGAGE SOLUTIONS, INC. and G. DARRELL RIGLEY a/k/a DARRELL RIGLEY (PDF)
1/29/2019 Final Order Consumer Lending IN THE MATTER OF DFIN SOLUTIONS, LTD and EASY DIRECT SOLUTIONS (PDF)
1/17/2019 Settlement Agreement and Consent Order Mortgage Assistance Relief Services IN THE MATTER OF COMPANION PROPERTIES GROUP, LLC a/k/a CPG LOSS MITIGATION a/k/a LOSS MITIGATION SERVICES a/k/a CPGMLS a/k/a CPG HOMEOWNER ASSISTANCE, and STACY KAY SLAUGHTER (PDF)
1/15/2019 Order Terminating Consent Order Banking In the Matter of The Columbia Bank, Columbia, Maryland (PDF)