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Enforcement Actions - Financial Regulation

Enforcement actions are available in Portable Document Format (PDF) for calendar years 2011 to the present (download Adobe Acrobat for free).

If you wish to obtain a copy of an enforcement action for which a PDF is not available or need other assistance, please send an e-mail to legaladmin.dllr@maryland.gov (for non-depository activities) or to Deputy Commissioner Teresa Louro (for depository or state-chartered activities).

NOTE: To Search for an enforcement action for a specific individual or business entity, please enter the individual or business entity's name in the search field on the page that opens when you click on this link.

Enforcement Actions 2011
Date Type of Order Regulated Activity Case Name
12/21/2011 Opinion and Final Order Mortgage Lending In the Matter of Michael Emery Link (PDF)
11/21/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Savemtg.com, LLC, and Robert Butler (PDF)
10/31/2011 Consent Order Banking In the Matter of Capital Funding Bancorp, Inc., CFG Community Bank (PDF)
10/31/2011 Final Order to Cease and Desist and Revocation of Mortgage Lender License Mortgage Lending In the Matter of Your Mortgage Lender (PDF)
10/27/2011 Final Order Mortgage Lending In the Matter of Meredian Financial Corporation (PDF)
10/26/2011 Final Order Mortgage Lending In the Matter of Hollander Financial Holding, Inc. (PDF)
10/26/2011 Consent Order Banking In the Matter of Regal Bank & Trust, Owings Mills, Maryland (PDF)
10/11/2011 Final Order Consumer Lending, Mortgage Lending The Onyx Group, Inc., et al. (PDF)
10/4/2011 Settlement Agreement and Consent Order Collection Agency In the Matter of: Credit Service, LLC and J. Scott Morse (PDF)
9/26/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Law Offices of B. Diego Hellewell, LLC and Benjamin Diego Hellewell (PDF)
9/9/2011 Final Order Credit Services Business In the Matter of First Universal, LLC - Maryland; a/k/a First Universal Workout Solutions; Lending Partners; Feingold & Kam, LLC; David Feingold; David Zausner; Sean Zausner; and Gary J. Linowes (PDF)
9/8/2011 Final Order to Cease and Desist Credit Services Business In the Matter of State Law Group, All State Law Group a/k/a Allstate Law Group, Consult Marketing Group, Inc. (PDF)
9/9/2011 Settlement Agreement and Consent Order Collection Agency In the Matter of Sunshine Financial Group, LLC, and J. Scott Morse (PDF)
9/8/2011 Final Order to Cease and Desist Credit Services Business In the Matter of State Law Group, All State Law Group a/k/a Allstate Law Group, Consult Marketing Group, Inc. (PDF)
8/29/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Loan Secure, Inc., Pope Mortgage and Associates, L.L.C., George Davis, Patrick Davis, Paul Pope, and Roman M. Gonzalez, Esquire (PDF)
8/18/2011 Order Vacating Final Order to Cease and Desist as to Certain Respondents Credit Services Business In the Matter of Craig M. Laverty, Esquire d/b/a The Law Offices of Craig M. Laverty d/b/a The Laverty Law Firm, Solution Processing, LLC, Legal Loan Bailout, Legal Loan Settlement, LLC, Gary Di Girolamo, Rachel Tyler, Erica Hawley, Joe Nicholson, Nancy Torres, Mike Zivkovic, and Rajesh Manghani (PDF)
7/19/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Nation's Choice Financial Solutions, LLC, James P. Adorna, and Michael J. Harper (PDF)
7/18/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Pacific Federal Title Associates, Inc. a/k/a Pacific Federal Title Associates, Jessica Lovette, Igwuade Okojie, Karen Tappert, and Walter W. Brown (PDF)
7/15/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Rapid Mortgage Solutions, LLC, and James R. Cole, Jr. (PDF)
6/30/2011 Final Order to Cease and Desist Mortgage Lending In the Matter of Meredian Financial Corporation (PDF)
6/30/2011 Settlement Agreement Collection Agency In the Matter of Smith Haynes & Watson, LLC (PDF)
6/27/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Nabile John Anz d/b/a Federal Loan Modification Law Center, LLP, d/b/a Federal Loan Modification Law Center d/b/a FLM Law Center, LLP, d/b/a FLM Law Center d/b/a Federal Loan Modification, LLP d/b/a Federal Loan Modification, American Law Firm Management, Inc., and Anz & Associates, a Professional Law Corporation (PDF)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of U.S. Mitigators, LLC, Jarod F. Grob, Kenneth A. O’Connor, and Tom J. Palarino (PDF)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Jackson Federal Mortgage Corporation d/b/a Jackson Federal Foreclosure Relief d/b/a Jackson Federal, Larry L. Smith, and Dan Chasse (PDF)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Craig M. Laverty, Esquire d/b/a The Law Offices of Craig M. Laverty d/b/a The Laverty Law Firm, Solution Processing, LLC, Legal Loan Bailout, Legal Loan Settlement, LLC, Gary Di Girolamo, Rachel Tyler, Erica Hawley, Joe Nicholson, Nancy Torres, Mike Zivkovic, and Rajesh Manghani (PDF)
6/22/2011 Final Order to Cease and Desist Credit Services Business In The Matter of The USMAC Law Group, A Professional Corporation, Mary Guenther, Ed Stansbury, Amber Leonard, Corinne Collins, and Daniel Thomas Moder (PDF)
6/9/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Prodigy Law Group, Inc., Anthony Williams, Bryan Souza, Jeana Esposito, Todd Eyster, and Gary Patton (PDF)
5/4/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Loan Modification Group (PDF)
4/6/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Homesave America (PDF)
3/31/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Sanya Freeman (PDF)
2/21/2011 Final Order Credit Services Business In the Matter of The Shmuckler Group, LLC and Howard R. Shmuckler (PDF)
2/16/2011 Final Order to Cease and Desist Mortgage Lending, Mortgage Origination, Credit Services Business In the Matter of Johnson Olawoyin (PDF)
2/2/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Dodd & Associates, Ltd., d/b/a A-1 Credit, and John W. Dodd (PDF)
1/27/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Truman Foreclosure Assistance, LLC, Truman Foreclosure Defense, LLC, Truman Mitigation Services, LLC, Truman Modification Services Inc, Franklin Financial Group US LLC, Franklin Financial Group USA, LLC, Franklin Debt Settlement, LLC, Eli Hertz, Benzion Jack Itzkowitz a/k/a Jack Itzkowitz, Richard Zafrani a/k/a Rick Zafrani, and Michael M. Cooper (PDF)
1/21/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Resolution Mortgage Group, Loan Review Inc., Gary Deblaquiere, and Jason K. Moulton (PDF)
1/11/2011 Settlement Agreement and Consent Order Debt Management Services In the Matter of National Foundation for Debt Management, Inc. (PDF)
1/6/2011 Final Order to Cease and Desist Credit Services Business In the Matter of National Relief Group, Inc. and Brian J. Pacios (PDF)
1/4/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Johnston, Mayer & Associates, Mark Stevens, and Eric Stevens (PDF)