In October 2006, the Internal Revenue Service began the
Income Verification Express Service (IVES) program, offering
electronic delivery of IRS transcripts and records available
upon submission of
IRS Form 4506-T (PDF document, download
Adobe Acrobat for free), Request for Transcript of
Tax Return.
IVES provides two-business day processing and delivery of return transcripts. The new service replaces the
existing process that required manual pick-up and delivery of transcripts from the IRS Return and Income
Verification Services (RAIVS) units located across the country.
The IRS recognizes DLLR's vital role in distributing information to mortgage financing and/or lending
institutions. As part of that partnering effort, the IRS has asked DLLR to share important information about
improvements the IRS has made in the processing of income verification requests.
IVES Web Site -
The IRS has no jurisdiction and offers no guidance on mortgage financing or lending products or practices.
This outreach is intended for information purposes about the Income Verification Express System only.
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