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DLLR's Division of Occupational and Professional Licensing

 

Important Definitions - Maryland Licensing of Secondhand Precious Metal Objects Dealers & Pawnbrokers

 

"Dealer" means an individual who acquires commercially from the public or trades commercially with the public in secondhand precious metal objects or pawnbrokers. This definition also applies to a retail Jeweler when the retail jeweler acquires commercially from the public or trades commercially with the public in secondhand precious metal objects.

"Employee" means an individual who is employed by a dealer or pawnbroker to buy, sell, or supervise directly the buying or selling of secondhand precious metal objects.

"Pawnbroker" means a person engaged in pawn transactions.

"Pawn Transaction" means a loan of money by a dealer on deposit or pledge of personal property or other valuable thing except securities and printed evidences of indebtedness, or a purchase by a dealer of personal property or other valuable things on condition of selling the same back at a stipulated price.

"Precious Metal Object" - means a precious metal containing gold, iridium, palladium, platinum or silver; a precious or semiprecious stone, or a pearl , that is or appears to be attached to or inlaid in a precious metal or alloy of a precious metal; or an object that is composed of a precious metal or precious metal alloy if at least 25% of the object's weight is precious metal or the market value of the metal in the object lies primarily in the precious metal component.