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DLLR News

 

Mortgage Fraud Schemer Convicted

 

Getlan found guilty of defrauding Maryland homeowners

BALTIMORE, MD (September 6, 2012) – Rodney Getlan, age 45, of Owings Mills, entered a guilty plea to nine counts of mortgage fraud and faces up to 90 years in prison. Pursuant to the plea, the State is requesting 40 years with 10 years suspended and 30 years of incarceration to serve as well as restitution to all 48 known victims in the area of $400,000. Judge Ballou-Watts scheduled sentencing for December 3, 2012. Getlan was charged earlier this year with felony theft, operating as a credit service business without a license, mortgage fraud, and related charges. An investigation by the Maryland Department of Labor, Licensing & Regulation’s (DLLR) Office of the Commissioner of Financial Regulation and the Baltimore County Police Department led to Getlan’s arrest in March for defrauding homeowners of considerable upfront fees for mortgage modifications and stealing their monthly mortgage payments.

“The guilty finding is a victory for Maryland consumers,” said Maryland Labor, Licensing & Regulation Interim Secretary Scott R. Jensen. “Commissioner Mark Kaufman and the entire Office of the Commissioner of Financial Regulation work tirelessly to protect our most vulnerable neighbors from predatory practices. I am proud of the efforts of the Division of Financial Regulation in this case and want to thank the Baltimore County State’s Attorney’s Office and the Baltimore County Police Department for their partnership in this successful criminal prosecution.”

“This case underscores our commitment to protecting Maryland homeowners and sends a message that these types of scams, which prey on our most vulnerable citizens, will not be tolerated,” said Mark Kaufman, Commissioner of Financial Regulation. “I applaud the cooperative efforts of our team and our colleagues in the Baltimore County Police Department and State’s Attorney’s Office without whom none of this would have been possible.”

"After a long nightmare, Getlan's 48 victims now have some measure of closure with him being found guilty. The State, along with the victims, will patiently wait until sentencing to see that justice is done," said Assistant State’s Attorney Adam Lippe.

The investigation into Getlan’s activities involved Investigator A. Thomas Koehler of the Office of the Commissioner of Financial Regulation and Detective Dave Donnelly of the Baltimore County Police Department’s Financial Crimes Unit. In addition, Erin McCarthy Naylor, Director of Mortgage Fraud for the Office of the Commissioner of Financial Regulation, and Assistant State’s Attorney Adam Lippe, Chief of the Economic Crimes Unit, have partnered in the investigation and prosecution of this complex case. Ms. Naylor was sworn in as a Special Assistant State’s Attorney to assist in the prosecution. She joined the Office of the Commissioner of Financial Regulation in 2011 through a Department of Justice Grant and is responsible for creating and implementing a mortgage fraud outreach program as well as leading efforts to enhance criminal prosecution statewide.

Getlan’s 46-count charging document stated that Getlan offered loan modification services from January 2009 through January 2012. The charges specifically referred to nine separate homeowners who fell victim to Getlan’s scheme, in which he forged documents to support his claim that lenders of the homeowners had approved their loan modifications. Homeowners believed that their monthly payments were going to their lenders; however, the investigation determined that Getlan deposited those payments into his own accounts.

The Department of Labor, Licensing and Regulation protects and empowers Marylanders by safeguarding workers, protecting consumers, providing a safety net and cultivating a thriving workforce that can meet the demands of Maryland’s dynamic economy. Follow DLLR on Twitter (@MD_DLLR) and Facebook.