Anne Balcer Norton
Deputy Commissioner of Financial Regulation

Anne Balcer Norton currently serves as the Deputy Commissioner of Financial Regulation. Norton was initially appointed Assistant Commissioner of Financial Regulation for Non-Depository Institutions within the Department of Labor, Licensing and Regulations' Office of the Commissioner of Financial Regulation and started in July. Her appointment is consistent with the O'Malley-Brown Administration's leadership in enacting sweeping foreclosure prevention laws and mortgage regulation.

Prior to joining the Office of the Commissioner of Financial Regulation in July 2010, Norton served as the Director of the Foreclosure Prevention Division of St. Ambrose Housing Aid Center, Inc., the oldest housing non-profit in Baltimore City. She also served as a member of Governor O'Malley's Homeownership Preservation Task Force and, more recently, as part of the working group that helped to shape the recently-enacted foreclosure mediation legislation.

Prior to joining St. Ambrose, Norton served as general counsel for a national mortgage lender, where she was responsible for origination and secondary market regulatory compliance, state licensing and risk management oversight across twenty-four states.

Norton has presented extensively on matters involving consumer protection, fair housing and mortgage lending. She has written several pieces on mortgage lending, most notably: "Reaching the Glass Usury Ceiling: Why State Ceilings and Federal Preemption Force Low-Income Borrowers into Subprime Mortgage Loans," 35 U. Balt. L. Rev. 215 (2005). She received her J.D., magna cum laude, with honors, from the University of Baltimore School of Law and her B.A. from Randolph Macon College.