DLLR's Division of Unemployment Insurance

 

Debit Card Information - Changes in How You Receive Unemployment Insurance (UI) Benefits - Prepaid Card - Unemployment Insurance Claimants

 
A facsimile of the Unemployment Insurance debit card

A facsimile of the Unemployment Insurance debit card

 
A facsimile of the yellow Unemployment 
              Insurance debit card envelope

A facsimile of the yellow Unemployment Insurance debit card envelope

 

The State of Maryland issues unemployment insurance payments with the Maryland Unemployment Insurance (UI) Benefit Prepaid Debit Card. This Visa® debit card is issued through Citibank. This method of payment is mandatory.

If your UI payments are not approved, you will not receive a debit card. Some reasons that could prevent you from being approved for payment are: you do not have sufficient wages to be eligible; you have been denied UI benefits; or you have not filed a timely continued claim (request for payment).

If your UI payments are approved, you will receive a notice entitled “Notice of First Benefit Payment Approval and Mailing of Your Prepaid Citibank Debit Card.” You will then receive your debit card within 7 days. The card will arrive in a YELLOW envelope with the State of Maryland logo and a Nebraska return address in the upper left-hand corner. Once you receive your card, you may access your first payment. If you continue to meet all of the eligibility requirements of the Maryland UI Law and file timely continued claims (request for payment), you will have a safe and convenient way to receive and access your Maryland UI benefits.

If you were previously issued a debit card, that card is valid for two years. Unless two years have passed since you received your debit card, no new card will be issued.

In addition, you will not receive the letter notifying you of your first payment. Instead, to determine whether your first payment has been processed, you should either call the Claimant Information Service or access payment information on the "File Your Webcert" area of this website.

Some of the main advantages to receiving your payments using a debit card include:

  • Saves time - Easy and quick access to your payments without waiting in line to cash or deposit a check
  • Convenient - Withdraw cash at ATMs 24 hours a day and make purchases everywhere Visa debit cards are accepted
  • Saves money - Reduce check cashing and money order fees
  • Tracks spending - Free account information and customer service 24 hours a day
  • Reliable - Receive your payments timely - no lost or stolen checks

In addition, you will have the option of having your UI benefits transferred into your personal bank account, similar to direct deposit. Citibank will include instructions for choosing this option when you receive the UI debit card package.

Report any address change immediately to the Division of Unemployment Insurance.

When you receive the card, for security purposes, be sure to immediately sign your name on the back of the card in ink. You cannot use the card until it has been activated. To activate your card and create a PIN, you must call Citibank at 1-800-582-4910. Choose a PIN that only you would know. Never share your PIN or your card with anyone. You will be held legally responsible for all activity connected to the card.

Important: Hold onto your debit card. It is valid for a two-year period.